A fixed-rate mortgage maintains the same interest rate for the entire loan term, providing predictability in monthly payments.

Yes, our team assists with gathering and submitting the necessary documentation to facilitate a smooth and hassle-free loan application process.

Closing costs are fees and expenses incurred during the finalization of a real estate transaction, paid when the property’s title transfers from seller to buyer. They typically range from 2% to 5% of the home’s purchase price, varying by location, property, and transaction specifics.

loans available for homes in rural areas include:
1. Pradhan Mantri Awas Yojana (PMAY): Government scheme offering subsidized home loans for economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG) in rural and urban areas.

2. Rural Housing Loan by Banks and NBFCs: Loans specifically tailored by banks and non-banking financial companies (NBFCs) for purchasing homes in rural areas, often with relaxed eligibility criteria and competitive interest rates.

3.  Regional Rural Banks (RRBs) and Cooperative Banks: These institutions provide housing loans designed to meet the needs of rural borrowers, typically with local knowledge and customized products.

4. Pradhan Mantri Gramin Awaas Yojana (PMGAY): Rural housing scheme under the Ministry of Rural Development aimed at providing financial assistance for construction or renovation of homes for eligible rural households. These loan options cater to the diverse housing needs of rural residents in India, offering financial support through government schemes and specialized products from financial institutions.